FIRST TRUST®, FIRST TRUST & Design®, and FIRST TRUST CAPITAL STRENGTH® are trademarks of First Trust Portfolios L.P. (collectively, with its affiliates, “First Trust”). The foregoing trademarks have been licensed for use for certain purposes by Barclays and Delaware Life Insurance Company (collectively, the “Licensees”) in connection with the First Trust Capital Strength® Barclays 5% Index and First Trust Capital Strength® Barclays 10% Index (collectively, the “Indexes”) and certain products utilizing the Indexes (collectively, the “Products”).

NASDAQ®, NASDAQ US BENCHMARK™ INDEX, and CAPITAL STRENGTH TOTAL RETURNTM INDEX are trademarks of Nasdaq OMX Group, Inc. (collectively, with its affiliates, “Nasdaq”). The NASDAQ US Benchmark Index and Capital Strength Total Return Index (“Nasdaq Indexes”) are products of Nasdaq. The foregoing indexes and trademarks have been licensed for use for certain purposes by First Trust and Licensees in connection with the Indexes and Products.

The Indexes are not sponsored, endorsed, sold or promoted by NASDAQ. FIRST TRUST AND NASDAQ MAKE NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY BARCLAYS, A PRODUCT ISSUER, THE INVESTORS IN THE PRODUCT, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE MARKS, INDEXES OR METHODOLOGY (THE CAPITAL STRENGTH METHODOLOGY USED AS A COMPONENT OF THE INDEXES). FIRST TRUST AND NASDAQ EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OF THE INDEXES OR METHODOLOGY.

The Products are not issued, sponsored, endorsed, sold, recommended, or promoted by First Trust, Nasdaq, or their respective affiliates (collectively, the “Companies”). The Companies do not make any representation regarding the advisability of investing in the Products, products based on the Indexes, Nasdaq Indexes, or any Barclays indices that are components of the Indexes (“Barclays Indices”), do not make any warranties or bear any liability with respect to such products, and do not make any warranties or bear any liability with respect to the Products, Indexes, or another party’s index.

THE COMPANIES DO NOT GUARANTEE THE ADEQUACY, ACCURACY, TIMELINESS, COMPLETENESS, AND/OR UNINTERRUPTED CALCULATION OF THE PRODUCTS, INDEXES, NASDAQ INDEXES, BARCLAYS INDICES, OR ANY DATA INCLUDED THEREIN OR ANY COMMUNICATION WITH RESPECT THERETO, INCLUDING, ORAL, WRITTEN, OR ELECTRONIC COMMUNICATIONS. THE COMPANIES SHALL HAVE NO LIABILITY FOR ANY ERRORS, OMISSIONS, OR INTERRUPTIONS IN THE PRODUCTS, INDEXES, NASDAQ INDEXES, OR BARCLAY’S INDICES. THE COMPANIES MAKE NO WARRANTY, EXPRESS OR IMPLIED, AS TO THE RESULTS TO BE OBTAINED BY LICENSEES, OWNERS OF THE PRODUCTS OR OF PRODUCTS BASED ON THE INDEXES, NASDAQ INDEXES, OR BARCLAYS INDICES, OR BY ANY OTHER PERSON OR ENTITY FROM THE USE OF THE INDEXES, NASDAQ INDEXES, OR BARCLAYS INDICES, OR ANY DATA INCLUDED THEREIN.

Neither Barclays Bank PLC (“BBPLC”) nor any of its affiliates (collectively, “Barclays”) is the issuer or producer of fixed index annuities and Barclays has no responsibilities, obligations or duties to policyholders in fixed index annuities. The Indexes, together with any Barclays indices that are components of the Indexes, are licensed for use by Delaware Life Insurance Company (“Delaware Life”) as the issuer or producer of fixed index annuities (the “Issuer”). Barclays only relationship with the Issuer in respect of the Indexes is the licensing of the Indexes, which are administered, compiled and published by BBPLC in its role as the index sponsor (the “Index Sponsor”) without regard to the Issuer or the fixed index annuities or policyholders in the fixed index annuities. Additionally, Delaware Life as the Issuer may for itself execute transaction(s) with Barclays in or relating to the Indexes in connection with fixed index annuities. Policyholders acquire fixed index annuities from Delaware Life and policyholders neither acquire any interest in the Indexes nor enter into any relationship of any kind whatsoever with Barclays upon making a purchase in fixed index annuities. Fixed index annuities are not sponsored, endorsed, sold or promoted by Barclays and Barclays makes no representation regarding the advisability of the fixed index annuities or use of the Indexes or any data included therein. Barclays shall not be liable in any way to the Issuer, policyholders or to other third parties in respect of the use or accuracy of the Indexes or any data included therein.

The Franklin SG Select Advantage Index (the “Index”) is the exclusive property of SG Americas Securities, LLC (SGAS, together with its affiliates, “SG”). SG has contracted with S&P Opco, LLC (a subsidiary of S&P Dow Jones Indices LLC) (“S&P”) to maintain and calculate the Index. “Société Générale”, “SG”, “SG Americas Securities, LLC”, “SGAS”, and “Franklin SG Select Advantage Index” (collectively, the “SG Marks”) are trademarks or service marks of SG or have been licensed for use by SG from Franklin Advisers, Inc. and its affiliates (“Franklin”). SG has licensed use of the SG Marks to Delaware Life Insurance Company (“Delaware Life”) and sub-licensed the use of certain Franklin marks (the “Franklin Marks”) for use in a fixed indexed annuity offered by Delaware Life (the “Fixed Indexed Annuity”). SG’s sole contractual relationship with Delaware Life is to license the Index and the SG Marks and sub-license the Franklin Marks to Delaware Life.

None of SG, S&P, Franklin, or other third party licensor (individually, an “Index Affiliate” and collectively, the “Index Affiliates”) to SG is acting or has been authorized to act, as an agent of Delaware Life or has in any way sponsored, promoted, solicited, negotiated, endorsed, offered, sold, issued, supported, structured or priced any Fixed Indexed Annuity or provided investment advice to Delaware Life, and no Index Affiliate makes any representation whatsoever as to the advisability of purchasing, selling or holding any product linked to the Index, including the Fixed Indexed Annuity. No Index Affiliates shall have any liability with respect to the Fixed Indexed Annuity in which an interest crediting option is based on the Index and is not liable for any loss relating to the Fixed Indexed Annuity, whether arising directly or indirectly from the use of the Index, its methodology, any SG Mark, Franklin Mark or otherwise. Obligations to make payments under the Fixed Indexed Annuities are solely the obligation of Delaware Life. The selection of the Index as a crediting option under a Fixed Indexed Annuity does not obligate Delaware Life or SG to invest annuity payments in the components of the Index.

In calculating the performance of the Index, SG deducts a maintenance fee of 0.50% per annum, calculated on a daily basis. This fee will reduce the potential positive change in the Index and increase the potential negative change in the Index. While the volatility control applied by SG may result in less fluctuation in rates of return as compared to indices without volatility controls, it may also reduce the overall rate of return as compared to products not subject to volatility controls.

“Franklin,” “Franklin Templeton” and its proprietary investment models are trademarks and the intellectual property of Franklin and have been licensed for use by SG as a component of certain index-linked products (each, a “Product” and collectively, the “Products”).

The Products are not sponsored, endorsed, sold, or promoted by Franklin. Franklin does not make any representation or warranty (express or implied) regarding the Product, the advisability of purchasing the Product, or the use of the Index or any data included therein. Franklin’s only relationship to SG is the licensing of certain trademarks and intellectual property or components thereof. Franklin did not have any obligation or liability in connection with the marketing, issuance, or administration of the Product.

Invesco Capital Management LLC (“ICM”) serves as sponsor of Invesco QQQ Trust℠, Series 1 (“Invesco QQQ ETF”) and Invesco Distributors, Inc. (“IDI”), an affiliate of ICM serves as distributor for Invesco QQQ ETF. The mark “Invesco” is the property of Invesco Holding Company Limited and is used under license. That trademark and the ability to offer a product based on Invesco QQQ ETF have been licensed for certain purposes by Delaware Life Entity Insurance Company and its wholly-owned subsidiaries and affiliates (collectively, “Delaware Life”). Products offered by Delaware Life are not sponsored, endorsed, sold or promoted by ICM or Invesco Holding Company Limited, and purchasers of such products do not acquire any interest in Invesco QQQ ETF nor enter into any relationship with ICM or its affiliates. ICM makes no representations or warranties, express or implied, to the owners of any products offered by Delaware Life. ICM has no obligation or liability for any errors, omissions, interruptions or use of Invesco QQQ ETF or any data related thereto, or with the operation, marketing trading or sale of any products or services offered by Delaware Life.

Nasdaq®, Nasdaq-100®, and QQQ, are registered trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the “Corporations”) and are licensed for use by Invesco Capital Management LLC and sub-licensed to Delaware Life. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).

The Janus Henderson Adaptive Market Leaders Core US Excess Return Index (“The Janus Henderson Adaptive Market Leaders US Index”) is the exclusive property of Janus Henderson Indices LLC. All Janus Henderson names, logos and website “https://indices.janushenderson.com” are service marks of Janus Henderson Group plc and have been licensed for use by Delaware Life Insurance Company (“Delaware Life”).

The Product is not sponsored, endorsed, sold or promoted by Janus Henderson nor does Janus Henderson make any representation regarding the advisability of investing in the Product(s).

Neither Janus Henderson Indices LLC (“Janus Henderson”) nor any other party makes any representation or warranty, express or implied, to the owners of the Product or any member of the public regarding the advisability of investing in the Product generally or the similarities or variations between the performance of the Product or the Index and the performance of the underlying securities or financial instruments. Janus Henderson is the licensor of certain trademarks, service marks and trade names of Janus Henderson. Neither Janus Henderson nor any other party guarantees the accuracy and/or the completeness of the indices or any data included therein, or any calculations made with respect to the Product. Janus Henderson disclaims all warranties of merchantability or fitness for any particular purpose with respect to the indices or any data included therein.

ALTHOUGH JANUS HENDERSON SHALL OBTAIN INFORMATION FOR INCLUSION IN OR FOR USE IN CALCULATIONS RELATED TO THE PRODUCT FROM SOURCES WHICH JANUS Henderson CONSIDERS RELIABLE, NEITHER JANUS Henderson NOR ANY OTHER PARTY GUARANTEES THE ACCURACY AND/OR THE COMPLETENESS OF THE INDICES OR ANY DATA INCLUDED THEREIN OR ANY CALCULATIONS MADE WITH RESPECT TO THE PRODUCT. NEITHER JANUS HENDERSON NOR ANY OTHER PARTY MAKES ANY WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY LICENSEE, LICENSEE’S CUSTOMERS AND COUNTERPARTIES, HOLDERS OF THE PRODUCT, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE INDICES OR ANY DATA INCLUDED THEREIN OR ANY CALCULATIONS MADE WITH RESPECT TO THE PRODUCT IN CONNECTION WITH THE RIGHTS LICENSED HEREUNDER OR FOR ANY OTHER USE. NEITHER JANUS HENDERSON NOR ANY OTHER PARTY MAKES ANY EXPRESS OR IMPLIED WARRANTIES, AND JANUS HENDERSON HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE INDICES OR ANY DATA INCLUDED THEREIN OR ANY CALCULATIONS MADE WITH RESPECT TO THE PRODUCT. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL JANUS HENDERSON OR ANY OTHER PARTY HAVE ANY LIABILITY FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, CONSEQUENTIAL OR ANY OTHER DAMAGES (INCLUDING LOST PROFITS) EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.